Select Entity
🏢
Holstein Property
Property ownership entity
💼
Aion Trust
Trust structure
Holstein Property
Portfolio Net Equity
—
Income − Expenses − Outstanding Bonds
💰
Tap to open Finance & Analysis
🏠
06 Turtle Creek
—
🏠
67 The Boundary
—
🏠
78 Nimbati
—
Property
Net Equity
—
Income − Expenses − Outstanding Bond
💵
Income
—
💵
Expenses
—
🏦
Bond
—
📈 Monthly Cash Flow
This property
Portfolio total
History + forward projection. Net cash flow after all costs.
Income
Summary
Total Income——
This Month—
Entries0
Income Records
From Landlordy imports or added manually.
| Date | Amount | Category | From | Notes | Del |
|---|---|---|---|---|---|
| No records yet | |||||
Expenses
Summary
Total Expenses——
This Month—
Entries0
Expense Records
From Landlordy imports or added manually.
| Date | Amount | Category | Paid To | Notes | Del |
|---|---|---|---|---|---|
| No records yet | |||||
Bond Tracker
⚠️ Intentionally Accruing Bond — This is a retirement instrument. Holstein Property owes you this balance. No payments required — growing intentionally for future retirement payout.
Current Position
Principal Repaid—
——
—
—
Outstanding Balance
—
Complete Payment History
Pre-loaded from Excel records. 🟢 Paid 🔴 No payment 🟡 Current 📈 Rate change
| Month | Payment | Balance | Rate | Notes |
|---|
Additional Payments
Payments added via this system.
| Date | Amount | Source | Notes | Del |
|---|---|---|---|---|
| None yet | ||||
Rate History
Add new rate changes as the bank notifies you.
+ Add Rate Change
Rate Summary
| Date | Rate | Note | Del |
|---|
Forward Amortisation Schedule
Calculated from current balance and rate.
⚙️ Loan Configuration
All fields editable. Save recalculates everything instantly.
✓ Saved
Loan Facts
Finance
🏠
Landlordy
Upload & manage CSVs
🏦
Investec
Upload & manage CSVs
📊
Financial Summary
Bond graph & analysis
📄
Export Summary
Print or save as PDF
🏠 Landlordy Imports
Auto-assigns to correct property. Duplicates are detected.
Import History
No imports yet
Import Detail
| Date | Property | Type | Category | From/To | Amount | Notes |
|---|
⚠️ Unmatched — Assign Manually
Could not be auto-matched. Select property and type then assign.
| Date | From File | Category | Amount | Type | Property | Action |
|---|
🏦 Investec Import
Transactions go to pending for manual assignment.
Pending — Assign to Property
| Date | Description | Amount | Type | Property | Action |
|---|
No pending transactions
📉
Bond Summary
Outstanding balances graph
📊
Analysis
Break-even & projections
Bond Balance
—
—
Total Income
—
Total Expenses
—
Net Equity
—
📉 Bond Outstanding Balances
All bonds — Feb 2024 to present
Turtle Creek
The Boundary
Nimbati
Turtle Creek
—
↓ Reducing
The Boundary
—
↑ Accruing
Nimbati
—
↓ Reducing
📐 Projection Variables
Operating expenses only (levies, rates, insurance etc). Bond payments excluded — they are modelled separately.
💡 Monthly income & expenses are loaded from your actual KV records automatically
Net Equity Break-Even
—
Cumulative equity crosses zero
Cash Flow Break-Even
—
Month portfolio cash flow turns positive
♻️ Reinvestment Rules
When a property has positive monthly cash flow, redirect it as extra bond payments. Projection only — hypothetical.
🏘️ The Boundary — Apply own cash flow to bond monthly
TB net cash flow applied as extra bond payment each month
No rules yet — add one above
📈 Monthly Surplus
TC
TB
NR
Portfolio
♻️ Cash Flow — With Rules
TC
TB
NR
🏠 All Properties — Net Equity Combined
TC, TB and NR on one graph. Shows with-rules projection when rules are active.
Turtle Creek
The Boundary
Nimbati
📊 Portfolio Net Equity Projection
Combined — all 3 properties. Baseline vs with rules.
Baseline
With Rules
Zero line
📋 Year-by-Year Breakdown
Portfolio combined. Negative = bond liability exceeds cumulative income.
| Year | Baseline | With Rules | Improvement | Status |
|---|
Aion Trust
Trust Management
Coming soon